The internet has become a breeding ground for scams of all shapes and sizes, but perhaps none more popular (and thus more easily recognizable) than the email rouse of a long lost relative, government official, or bank employee holed up in Nigeria and needing your help in securing a large sum of money. There's really no need to go on because you've undoubtedly received variations of this scam in your inbox countless times and, well, it never works. Or does it?

Not only does the old Nigerian bit still lure victims, the scam claimedits biggest known payday to date thanks to Janella Spears who forked over a mind boggling $400,000. Despite the big payout, Spears still contends she isn't easily duped. After all, she works as a registered nurse, teaches CPR, is a reverend who has married many couples, and also learned sign language to communicate with her hearing impaired husband. So what possible spin could this common scam have come with that got a seemingly intelligent woman to take the bait?

Hit the jump to find out what it was that convinced Spears the scam might be legit.