Posted 10/29/09 at 11:30:57 AM by Paul Lilly

Forget about entering in your username, password, shipping address, and payment details when checking out. That's so 2008! Going forward, you'll be able to part with your paycheck much quicker, assuming you shop at Amazon or any of the handful of other sites jumping on the Amazon PayPhrase bandwagon.

How's it work? You start by picking a phrase with at least two words and up to 100 characters in length, such as "Slam Dunk" or "Jake's Allowance," along with a PIN. Once you claim your unique PayPhrase, it will be tied to your Amazon account, including your billing info and shipping address. You'll enter this when it comes time to check out, and that's all there is to it.

"PayPhrase solves the headache of trying to keep track of all the different usernames and passwords people use to shop on various sites across the Web. With PayPhrase all you need is one phrase and one PIN to pay online," said Matt Williams, General Manager of Amazon PayPhrase.

Every PayPhrase is unique, so if this were to catch on, expect a rush to claim popular word duos. And for parents, you can set up spending limits and monitor your kids' purchases, as well as approve or decline each order by way of email or text alerts.

A handful of sites have signed up to use Amazon PayPhrase so far, including  DKNY, Jockey, Patagonia, Buy.com, J&R, and CarToys.com.

Amazon PayPhrase

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