There are 2 good lessons here for laptop purchasers to remember.
1) If you're financing a laptop, make sure your warranty is the same length as your finance term so that if it breaks and it's not paid off yet, the company you bought it from will fix it.
2) REMEMBER: Laptops are NOT built to last. Depending on manufacturer, between 1 in 4 and 1 in 5 laptops will need a warranty repair within 3 years.
Here is a reliability report supporting those numbers:http://www.squaretrade.com/htm/pdf/Squa ... y_1109.pdf
My laptop is a Dell Precision M90 Workstation. When I bought it I bought it under the Business Plan (though not a business) and bought it with a full 3 year warranty. Around May of 2010 it will be 3 years old. It has never had a problem and sees plenty of use and abuse. Come May I will likely pop the bucks and extend the warranty.
Something nice about a business purchase is when I call technical support I don't go to India.
I don't buy on credit or finance something like a laptop but financed or not anyone should look for a 3 year full warranty. Warranty should not cover I was stupid and broke it. Anyway, financed or not always look for a 3 year warranty is my opinion. Make damn sure you know what you are getting!
Just My Take