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What Does Your Email Provider Say About Your Credit Score?

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Going strictly by the numbers, those who are rocking their email through Yahoo have a lower credit score than, say, Gmail users. In fact, according to Credit Karma, an online credit checking service, Yahoo email users tend to have the worst credit of all.

Credit Karma combed through its database and ranked the average credit score by email provider. For what it's worth, BellSouth and Comcast took the top two spots with the highest credit scores, while Gmail came in third with an average score over 680. Then it dips down, with MSN, Hotmail, and AOL taking the next three spots with an average credit score of 665 or less.

The rankings are based on credit scores from 20,000 users, so the sample size is arguably enough not to skew the results. So then the question raised is why the disparity? Credit Karma didn't say. Maybe Yahoo's spam filters trail the competition, or as Mashable.com surmises, maybe the lower ranked email addys represent a younger audience.

Image Credit: Mashable.com

We don't have the answer, but we'd like to hear your theories. Sound off in the comments section below!

COMMENTS:4
COMMENTS
avatarI wonder what Opera Mail

I wonder what Opera Mail users' credit scores are?

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avatarAhh, lying charts.

 AS USUAL, folks throw up a chart that is totally bogus. See those HUGE differences? What is the x scale? Range is 635 to 695. So the actual ENTIRE range is less than 8%. EIGHT PERCENT for all of the different companies. That is hardly much of a difference and ones that have 4% or less are less than the margins of error. So this entire post is statistically meaningless. Useless chart, useless post.

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avatarUmmmm

Yahoo is free.  Yahoo is marketed with cowboy noises and motifs.  Yahoo markets its email as part of a social networking system integrated with web chat, videoconferencing, trendy friendsy-stalker ware, and news feeds, so for people who fear technology or don't trust it, it's one stop shopping.  It seems to always work.  And it has hobby/interest groups with no limit, so birthers/tenthers/wingnuts and crazies of all stripes can have a little interest group for free.  It's easy to spoof in order to hide your identity.  These are people without great credit ratings. 

People with established credit, houses, etc. likely have an isp email by default, and something that integrates with their mobile devices as well. Most professional people are tied to their mobile device like Jason Statham is tied to a movie macguffin. 

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avatarCredit factors

I think this mashable.com is on the right track in explaining this...  Consider when the popularity of each of the web mail services peaked, then think about what groups would be using those mail services.  Most of the people who use comcast, bellsouth, and other ISP based mail accounts do so because they don't know better (sorry ISPs).  This user group includes my parents, it's okay.  What I mean is - The audience is different, probably made up mostly of older, more established households that use the addresses provided them by their ISP rather than a third party web service.  I use gmail because I know how awesome it is.  I'm part of the younger, more connected and internet savvy crowd, but I haven't had credit as long as my parents, so while both are clean, my score is lower.  Oh, and yahoo mail is dirty.  Full of raunchy spam.  Bleh.

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